Jo-anne Grist | terms & Conditions

Welcome to our website. This website is operated by Panache Enterprises Pty Ltd ABN 99 070 312 659. By visiting and using the web site you accept and agree to be bound by the following Terms and Conditions of Use. 

The Jo-Anne Grist website may, from time to time, review and amend these Terms and Conditions of Use. Your continued use of the web site following any change will constitute your acceptance of any updated terms and conditions. 

Use of the website Jo-Anne Grist is provided on the following terms: 



The material contained in this site is the copyright of and is protected by Australian and international copyright laws. The site and the data in it are supplied solely for informational use. Apart from permitted uses under the Copyright Act 1968 and, except for the temporary copy held in your computer’s cache and downloading for private use, no part of the material or data contained in this site may be reproduced, altered, transmitted or re-used for any purpose whatsoever without the written permission from Panache Enterprises. 


Links to Third Party Websites

Links to other websites may be provided from this site. In those circumstances we have no control over the content of those third party websites. We make no express warranties concerning the content of those other sites. In particular we do not warrant the accuracy, completeness or reliability of those sites for a particular purpose, nor do we warrant that such sites or their content are accurate, complete, current and free of defects including but not limited to, viruses or other harmful elements. The user of this site will assume all risks and costs arising from the use of any website linked to this site. 



Our Website is committed to the protection of personal information provided to us. Our Website follows various principles concerning the collection, storage and use of personal information as outlined in the National Privacy Principles of the Commonwealth Privacy Act (1988). Accordingly we have a privacy policy which deals with: 

  • The way we collect, use and disclose personal information; 
  • The way we protect the quality and security of such personal information; 
  • The way that access can be granted to personal information held by us; 
  • The manner of dealing with any complaints concerning the correctness of or access to personal information held by us. 



This website is presented “as is”. We make no representations or warranties of any kind whether express or implied in connection with material on this website including but not limited to warranties as to merchantability, non-infringement of intellectual property or fitness for a particular purpose, to the extent to which such representations and warranties may lawfully be excluded. 

You agree that we will not be liable for any loss or damage which you incur as a result of use of this website including without limitation, damage caused by access delays, computer viruses, system failure or malfunction which may occur in your use of the website including hyperlink to or from third party websites. 

To the maximum extent permitted by law we disclaim liability for any direct, indirect, incidental or consequential damage of any kind related to your use of this site.


You agree to indemnify and hold harmless and any affiliated organisations, and its directors, officers and employees from any claim or demand including reasonable legal fees, made by any third party due to or arising out of your use of this site or any violation of these terms and conditions.